Monday, August 25, 2008

Visitor Medical Insurance

About a year ago a friend of mine had a baby and asked her mother to come stay with her for a few months here in America to help out. Her mom is a really fit 60 year old so they didn’t bother with getting good visitor medical insurance. About a month in to the trip while helping carry the baby her mom sprained her back. With no visitor travel insurance they had to pay a huge medical bill. Her mom had to leave America earlier than expected so that she could go back and get the physiotherapy she needed. The moral of the story: get proper visitor medical insurance. This year when my parents were traveling I went online to www.americanvisitorinsurance.com and got them both comprehensive visitor medical insurance.

Tuesday, July 15, 2008

Visitor Travel Insurance

A couple of years ago a colleague of mine from work had her mother-in-law visiting her in the United States. She wanted to purchase visitor travel insurance but eventually forgot to. Her mother-in-law arrived with no visitor travel insurance. It was a Friday evening and all the insurance company customer care centers were closed for business. Thankfully you can now buy this type of insurance online. My friend went to a really neat website: www.americanvisitorinsurance.com. The website gave her a range of policies that her mother-in-law qualified for, she could look at the plan brochures and best of all she was able to purchase a visitor travel insurance policy online and was covered immediately.

Monday, July 7, 2008

Worldwide Medical Insurance

Are you a regular globetrotter? Too busy to worry about purchasing medical insurance in each country you may be visiting? Many companies offer insurance that can protect you around the globe, wherever you may land for you and your family! Want to be sure you can get regular checkups for you and the kids? Explore the global medical insurance possibilities at www.americanvisitorinsurance.com or call 877-340-7910 for a friendly licensed insurance salesperson who can help you find the right fit for your needs. Compare and save at AmericanVisitorInsurance!!

Wednesday, June 4, 2008

Visitor medical insurance

Summer in the US is a popular time of the year for family members to visit America. However while planning for your family members visit, it is important ensure that they are adequately covered for any medical emergencies while in America. Visitor medical insurance is short term insurance that provides medical coverage for people visiting USA. Visitor medical insurance can be purchased for short durations of five days. These plans provide coverage for accidents and sickness during ones visit to this country, however these plans are different from regular domestic US plans in that they do not cover preventative care of care for already existing (pre-existing) medical ailments.

Visitor medical insurance plans are broadly divided into two types namely Fixed Benefits and Comprehensive. Fixed Benefit plans are cheaper than Comprehensive, however the coverage here has certain 'Fixed benefits' or limits within the plan medical maximum limit. Comprehensive plans on the contrary do not have any limits within the medical maximum. In the comprehensive plans, the customer has to pay the deductible and the co-insurance, and the policy pays the entire cost of medical care up to the plan medical maximum.

Visitors medical insurance is one of the several services provided by NRIOL for immigrant communities. Visitor medical insurance information is provided on its insurance channel (www.nriol.com/services/insurance/). NRIOL has an alliance with Crossborder Services LLC, USA, who markets visitor medical insurance plans through their website www.americanvisitorinsurance.com.