Visitor medical insurance

Summer in the US is a popular time of the year for family members to visit America. However while planning for your family members visit, it is important ensure that they are adequately covered for any medical emergencies while in America. Visitor medical insurance is short term insurance that provides medical coverage for people visiting USA. Visitor medical insurance can be purchased for short durations of five days. These plans provide coverage for accidents and sickness during ones visit to this country, however these plans are different from regular domestic US plans in that they do not cover preventative care of care for already existing (pre-existing) medical ailments.

Visitor medical insurance plans are broadly divided into two types namely Fixed Benefits and Comprehensive. Fixed Benefit plans are cheaper than Comprehensive, however the coverage here has certain 'Fixed benefits' or limits within the plan medical maximum limit. Comprehensive plans on the contrary do not have any limits within the medical maximum. In the comprehensive plans, the customer has to pay the deductible and the co-insurance, and the policy pays the entire cost of medical care up to the plan medical maximum.

Visitors medical insurance is one of the several services provided by NRIOL for immigrant communities. Visitor medical insurance information is provided on its insurance channel (www.nriol.com/services/insurance/). NRIOL has an alliance with Crossborder Services LLC, USA, who markets visitor medical insurance plans through their website www.americanvisitorinsurance.com.